Employee Benefits Archives - Page 2 of 3

Spousal Consent for 401(k) Loans and Distributions: When Is It Needed?

April 1, 2022

Question: We've heard that some retirement plans seem require spousal consent whenever a participant takes a distribution. But our 401(k)...

New Benefits Study: How to Fill Risky Gaps in Coverage, Knowledge

December 14, 2021

Employers and employees may not see eye-to-eye on many topics, including the adequacy of their paychecks. When it comes to...

Save Taxes While Controlling Employee Health Costs

November 9, 2021

If rising health care costs have sent your company searching for ways to reduce expenses, you should know there are alternatives...

GAO Warns That Many 401(k) Participants Don’t Understand Fee Disclosures

September 8, 2021

A positive move: fund fees dropped significantly in recent years The U.S. Department of Labor (DOL) requires 401(k) retirement plans...

401(K) Plan Match Formulas and Automatic Features Add Value for Participants

July 13, 2021

Generous matching contributions to 401(k) or similar plans can be an effective recruiting and retention tool, increasing employees' total compensation...

Unemployment Costs: Can you reduce your exposure?

June 1, 2021

Unemployment costs your organization money nearly every minute of every day — when you pay unemployment tax based on your payroll...

IRS Announces 2022 Limits for HSAs and High-Deductible Health Plans

May 17, 2021

Separately, HHS released annual out-of-pocket limits for ACA-compliant plans Health savings account (HSA) contribution limits for 2022 are going up...

Four Mistakes Employers Can Make with Worker’s Compensation

May 2, 2021

Many employers look at Workers' Compensation as just another unavoidable cost of doing business. It's usually one of those out-of-sight, out-of-mind...