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Tag: 401K

Key Secure 2.0 Provisions for Employers

March 13, 2023
The Setting Every Community Up for Retirement Enhancement 2.0 Act (SECURE 2.0) includes important changes that will affect employer-sponsored retirement plans...
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Spousal Consent for 401(k) Loans and Distributions: When Is It Needed?

April 1, 2022
Question: We've heard that some retirement plans seem require spousal consent whenever a participant takes a distribution. But our 401(k)...
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GAO Warns That Many 401(k) Participants Don’t Understand Fee Disclosures

September 8, 2021
A positive move: fund fees dropped significantly in recent years The U.S. Department of Labor (DOL) requires 401(k) retirement plans...
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401(K) Plan Match Formulas and Automatic Features Add Value for Participants

July 13, 2021
Generous matching contributions to 401(k) or similar plans can be an effective recruiting and retention tool, increasing employees' total compensation...
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